The fall is a great time to reset spending habits, including evaluating your credit cards for optimum rewards. Being confident about finding ways to spend less during the holiday season can take a bit of the edge off! We love this credit card because it gives us a great deal of cash back on things we are going to buy. This is not about airline points or fancy access to airport lounges, this card is about cashback on food, transit, gas, and other “necessities” of everyday life.
Here’s how we use it:
- 6% cashback at US grocery stores | Did you spend $100 at the grocery store this week using cash, debit, or some other card? You could have spent only $94 with this card. Or did you buy anything on Amazon, Target, TJMaxx, or another retail chain? You could have purchased gift cards at the grocery store in advance and received 6% back on those purchases too.
- 3% cashback at gas stations, tolls, ride shares, public transit passes, parking
- 6% cashback on some streaming services
- APR | We recommend this card only if you are able to make full statement payments.
- $95 annual fee | But, if you use this card effectively, you will earn more than $95 in annual cashback
- Calendar year limits | Your 6% back on groceries ends after you’ve spent $6000. But, if you share expenses with another household member, go ahead and apply for cards separately and keep track of when you hit your calendar year limit, then switch cards.
- $250 bonus | Currently, there is a $250 cash bonus for spending $1000 on the card in your first three months.
2. Eddie Bauer 7 Days 7 Ways Cardigan
And now, cardigans — if you’ve spent 3+ consecutive hours with me in the last year and a half, you’ve seen me in this cardigan. It is lightweight, but warm, very versatile, and even works as a nursing cover (way to go Eddie Bauer). It goes on clearance and comes back full price seasonly in different colors.
3. Frozen Butternut Squash
Pumpkin spice everything is upon us and what else sounds so fall? — butternut squash. Weeknight butternut squash-ing can feel overwhelming, so head on over to the frozen food aisle and pick up some frozen cubed butternut squash. Then try it in some of my previous recipes:
Butternut Squash Risotto
Butternut Squash Chili
Butternut Squash Quesadillas
As of this summer, we are in a new place, working on making new friends, foster our long lasting friendships scattered across the country, and finding a place in this community. We are so fortunate in every way with no room for complaint, but the day to day can be lonely and challenging anyway. I hear that I am not alone in these feelings, but in case you thought you were…you’re not. Let’s do lunch!